Our Services
Financial Planning
Financial Planning is the process of helping you to meet your life goals through the proper management of your finances. The process helps provide direction and meaning to your financial decisions.
The financial planning process includes:
A No Obligation Session: At this meeting we will listen to your financial concerns and gain an understanding of your goals / objectives and discuss what financial planning can do to help you achieve your objectives.
Information Gathering: This is the most important step in the process. We learn about your current situation, your risk tolerance and your time frame for reaching your goals.
Preliminary Analysis: An analysis of the information provided by you is conducted and a preliminary analysis of your current situation and the steps needed to help you work towards your goals are identified and reviewed with you.
Final Plan Review and Delivery: After all of the information is analyzed and the preliminary review has been conducted with you, a final plan will be presented to you.
Implementation: As a final step to your financial plan, we will provide you with solutions for your consideration in implementing the recommendations in your plan. You can choose to implement the recommendations with me, on your own, or with another advisor.
Monitoring and Updates: In life, one thing is constant: change. Each year, and perhaps more frequently, your income, investments, assumptions, and objectives will change. This is why we stand ready to monitor and update your plan as needed.
Financial plan recommendations can be implemented with the advisor of your choosing. Implementation of specific products or services may result in commissions or fees outside of the financial planning fee. Periodic reviews of your financial plan may require a new planning agreement and result in additional fees.
Additional Products and Services
Personal Financial Needs
• Investment Strategies
• Insurance Needs Analysis
• Education Funding Strategies
• Retirement Planning Strategies
• Estate Conservation Strategies
Insurance and Annuities
• Whole Life Insurance
• Variable Life Insurance
• Disability Income Insurance
• Term Insurance
• Universal Life Insurance
• Variable Universal Life Insurance
• Long Term Care Insurance
• Fixed and Variable Annuities
Investments
• Mutual Funds
• IRAs/IRA Rollovers
• Retirement Plans (401(k), SEP...)
• Brokerage Services
Employee Benefits
• Employee Pension, Profit Sharing,
& 401(k) Plans
• Group Life & Disability Income Insurance
• Group Health Insurance
• Key Executive Benefit Plans
• 403b Plans
Business Protection
• Business Succession Strategies
• Key Person Life Insurance